Savings clubs
Your savings club, finally tracked to the last shilling.
The merry-go-round, the VSLA, the munno mukabi: a group you trust, putting money in on a schedule. Omuti keeps that model and replaces the smudged cashbook with one shared record.
One living ledger
Every contribution, club advance and repayment sits on a record every member can see at the same time, on Android and on iPhone.
Roles that keep it honest
Admin, Treasurer, Secretary and Member each see what they should. In a club with more than one member, a request is approved by someone other than the member who raised it.
Club loans stay inside
Members borrow from their own pooled savings, on your club's rules, with a repayment schedule on the record. This is your group lending to itself.
Start the club, then invite your people
Set the contribution amount, the schedule and the due day. Omuti sends the reminders so nobody has to chase anybody. Run a two-person Duo club with a partner or a full Standard club with your whole circle. Export a clean PDF statement any time the family, the bank, or your own peace of mind needs the picture.
When a member needs help, your club can issue an internal Club Loan from its own pooled savings, governed by your club's rules, approved by whoever your club named, and tracked to the shilling.
More than a digital cashbook
When the group is ready to do more than store value, the same app lets you invest together through CMA-regulated unit trust and asset managers. Investments carry risk and values can go up and down.
It is not a SACCO and we will never pretend to be one. It is an app for your own savings club, run by you, owned by your members. Whether your people are all in Kampala or spread across the UK, the US and the Gulf, everyone contributes on schedule and sees the same truth. If your group is across borders, see how the diaspora saves and invests back home with Omuti.