Diaspora
Send money home that grows, not just goes.
You already send money home. Omuti gives every shilling a job before it lands, so it can be saved, pooled or invested instead of spent on the spot.
Contribute from anywhere
Run or join a club with family back home from London, Houston or Dubai, and watch the balance move on a shared ledger.
The same numbers
Members at home and abroad see who has paid, what the club holds, and where it sits. Pull a PDF statement any time the family wants the full picture.
Grow it in Uganda
Invest club money into CMA-regulated unit trusts from UGX 100,000, together, rather than one person carrying the risk alone.
One club, many countries
Distance is what breaks family savings. Someone forgets a contribution, someone else cannot see the books, and trust frays. As Admin or Treasurer you set the amount, the frequency and the due day. It works the way Ugandans already save: the merry-go-round, the VSLA, the munno mukabi, your nigiina back in Kampala, with clear rules, reminders and a permanent record.
When the club needs to support a member, club loans stay strictly internal: members borrow from their own pooled savings, governed by the club's own rules and approvals. It is your group's money, lent within your group, on terms your group sets.
Licensed funds, said plainly
To grow money, Omuti lets your club invest into unit trusts run by licensed East African fund managers, regulated by Uganda's Capital Markets Authority under the Collective Investment Scheme Act. Investments carry risk and values can go up and down. There are no guaranteed returns. What we promise is honesty and visibility: every contribution, return and withdrawal shown plainly.
This is club saving and regulated investing. It is not a remittance service, and it is not a property scheme, so it sits apart from the usual build-a-house-back-home pitch.