Personal
Save on your own
Set a goal, save at your pace, and keep personal money separate from every club you join.
Why Omuti
One record for all of it.
Saving starts simple. Then receipts live in chats, one person keeps the book, and nobody sees the whole picture.
Omuti gives personal, partner, child and club money a proper home, so progress, ownership and decisions are easy to follow from the start.
Before
Receipts in chats
Numbers in notebooks
One person chasing everyone
With Omuti
One contribution history
Balances everyone can follow
Rules and reminders in the system
Four ways
Four ways to save.
You do not need a club to start. Pick the shape that fits life now.
Duo
Save with a partner
Share one pool, see the same activity, and make the important decisions together.
Junior
Save for a child
Give a child a dedicated track and manage it beside your own, without mixing the two.
Club
Run a savings club
Put contributions, club advances, repayments, approvals and investments on one shared record.
For clubs
The whole club sees the same ledger.
Omuti follows how a real club already works. Then it replaces the fragile parts: scattered receipts, unclear balances, and decisions that disappear into chat.
Explore savings clubs- 01
Set the rules
Create the club, invite members, and agree the contribution schedule and decision roles.
- 02
Keep one record
Every contribution, advance and repayment lands in a history the whole club can follow.
- 03
Decide in the open
Requests move to the approver your club chose, with a permanent trail after the decision.
- 04
Invest the pool
When the club is ready, eligible pooled money can be invested through a licensed fund manager.
One club.
One ledger.
Every member in the picture.
Around the money
Built for the plans around the money.
A goal you can return to
Give the saving a purpose and keep progress in view.
A partner on the same page
Build toward shared milestones with a pool both of you can see.
A head start for a child
Keep a child’s future separate, intentional and visible.
A connection from anywhere
Stay on the same family or club record from Kampala or abroad.
Investing
Invest from UGX 100,000.
Invest eligible personal or pooled money with CMA-regulated unit trust and asset managers.
Understand investing01You choose
→Review the eligible investment in the app and decide what to allocate.
02Omuti records
→Your share is recorded inside Omuti as part of the pooled investment.
03The manager invests
Money is placed in an omnibus account with the licensed fund manager.
Investments carry risk. Values can rise or fall, and past performance does not guarantee future returns.
Safety
Already trusted with over UGX 150,000,000+.
Over 100+ users already use Omuti. Here is what that money sits on, in language you can check.
Omuti
Coordinates the experience and records your share. It is not a bank, broker, dealer or fund manager.
Unit trust and asset managers
Investment money is placed with CMA-regulated unit trust and asset managers.
A clear, ongoing record
See what you contributed, what you hold and what changed, without piecing the story together yourself.
Want to verify the licence yourself?
Open the CMA licensed firms registerQuestions
Questions and answers.
Do I need a savings club to use Omuti?
No. You can save and invest on your own, with a partner, for a child, or as part of a club.
Is Omuti a bank or fund manager?
No. Omuti is a financial coordination platform. Eligible investments are placed with a licensed fund manager, and investment values can rise or fall.
Is Omuti free to use?
Yes. Download, account opening, deposits, contributions and investing are free. The one charge is a flat fee when you withdraw to a bank or mobile money. The table is in the Terms.
What can a savings club track?
A club can keep contributions, member ownership, club advances, repayments, requests and approvals on one shared record.
What is the minimum to start investing?
UGX 100,000, as a person or as a club. Investments sit with CMA-regulated unit trust and asset managers, and values can rise or fall.
Where can I get the app?
Omuti is a native mobile app available on Google Play for Android and on the App Store for iPhone and iPad.
Join over 100+ users already using Omuti
Get the app.
Start on your own, invite your people when you are ready, and keep the same clear record as the plan grows.