Save together. Invest with
confidence
Omuti is one app for your savings goals. Keep your personal and group savings and investments together. Keep contributions and loans on one shared record, and invest with fund managers licensed by the Capital Markets Authority.
Over 150 users
Over UGX 250,000,000 on Omuti
Licensed investment partners
Four ways to save.
Save on your own
Set a goal and save at your pace, kept apart from every club you join.
Save with a partner
One shared pool, the same activity, and big decisions made together.
Save for a child
A dedicated Junior account for school fees, managed beside your own.
Run a savings club
Contributions, loans, approvals and investments on one shared record.
A savings club app the whole group can check.
Club, group or SACCO circle: every contribution, loan and approval lands on one record each member can open.
- 1
Set the rules
Invite members by link and agree the amount, schedule and approvers.
- 2
Collect contributions
Members pay in through the app, and reminders go out on their own.
- 3
Approve together
Loans and withdrawals wait for the roles your club chose.
- 4
Invest the pool
Put pooled money with a licensed fund manager.
Invest in Uganda from UGX 100,000.
Unit trusts and listed investments through fund managers and brokers licensed by the Capital Markets Authority, for you or your club.
- 1
You choose
Read the fund's facts in the app and pick an amount.
- 2
Omuti records your share
Your share is recorded inside Omuti as part of a pooled investment.
- 3
The licensed manager invests
Money sits in an omnibus account with the manager or broker.
Investments carry risk. Values can rise or fall, and past performance does not guarantee future returns.
Save for your child's school fees.
A Junior account sits beside your own money and never mixes with it. Save toward fees or start a first investment.
Invest in Uganda from abroad.
In London, Dubai or Boston, stay on your family's or club's record and build at home without the phone calls.
Who holds the money.
Omuti keeps the record
We run the app and record your share. Omuti is not a bank, broker or fund manager.
Licensed partners invest
Investment money sits with fund managers and brokers regulated by the Capital Markets Authority.
You see every change
What you put in, what you hold and what moved, with statements you can download.
Questions.
Do I need a savings club to use Omuti?
No. You can save and invest on your own, with a partner, for a child, or as part of a club.
Is Omuti a bank or fund manager?
No. Omuti is a financial coordination platform. Investments are placed with fund managers and brokers licensed by the Capital Markets Authority, and investment values can rise or fall.
Is Omuti free to use?
Yes. Download, account opening, deposits, contributions and investing are free. The one charge is a flat fee when you withdraw to a bank or mobile money. The table is in the Terms.
What can a savings club track?
A club can keep contributions, member ownership, club advances, repayments, requests and approvals on one shared record.
What is the minimum to start investing?
UGX 100,000, as a person or as a club. Investments sit with CMA-licensed fund managers and brokers, and values can rise or fall.
Where can I get the app?
Omuti is a native mobile app available on Google Play for Android and on the App Store for iPhone and iPad.
Get Omuti.
